EASY AND FLEXIBLE USED VEHICLE FINANCING

Yes! It’s not a secret, St-Jérôme Chevrolet Buick GMC benefits from one of the largest sale volumes. It allows us to offer the best approvals and rates! You can start today and complete a pre-approval form by contacting us by phone or text, or by visiting us in person in Saint-Jérôme, close to Blainville, Sainte-Agathe, Saint-Eustache, Laval, and Montréal.

Absolutely. It is very important to us. We even have data security specialists because our reputation depends on it! We use, online and at the dealership, programs and forms that are 100% secure and our employees adhere to strict regulations to ensure your confidentiality and security. Don’t worry! We don’t share or sell your personal information. You can view our confidentiality policy for more information.

Yes! St-Jérôme Chevrolet Buick GMC allows you to pre-qualify online, by phone, or in-person at the dealership. It is a quick, easy, confidential, and secure process. It allows you to determine the amount you can borrow in regards to the vehicle you are looking for.

You can start the process of pre-approval by completing a short form online. All of your information will be treated in a secure and confidential manner. Afterwards, one of our finance experts will contact you to further discuss the best financial options available and decide on the next steps.

It is very important to know about your financial records to better answer your questions and needs. Getting the best information allows us to find solutions adapted to your situation in a timely manner. Don’t forget that all of your information is treated in a secure and confidential manner.

There are many factors that determine your interest rate. The main factors are your credit score, past and present financial situation, loan duration, amount paid in cash, the year and mileage of the desired vehicle, and much more. It is determined by the financial institution, but our special agreements allow us to obtain better interest rates for our clients!

Absolutely! We accept all vehicles for exchange, no matter the brand or year. We stand out, as we accept other types of vehicles like ATVs, motorcycles, snowmobiles, boats, RVs, and more. Our high volume of sales allows us to always offer the maximum possible for your exchange. Want an idea of your vehicle’s value? Complete our online form, contact us by phone or text, or visit us in person.

Credit rating is a number made up between 300 and 900 and it is calculated by the information in your credit records: open accounts, diligence in payments, the amount of your credit you actually use, etc. Your rating (available from agencies like TransUnion or Equifax) forms an idea of your financial situation and the risks you bring to the loaner. The higher your rating, the less you are considered a risk, and the better your interest rate.

If your credit is weak, we can provide advice to upkeep a good rating and to increase your chances of access to regular financing in the future. It is never too late to rebuild your credit. Contact us at St-Jérôme Chevrolet Buick GMC and allow us to help you get a new vehicle, all while improving your financial state!

2nd and 3rd chance credit financing is a purchase solution for those who have previously struggled with their credit. As we all have the same need for a vehicle and it is often impossible to purchase in cash, some financial institutions offer alternative solutions of higher rates in order to facilitate the purchase of a vehicle while improving your credit!

To learn more about second and third chance financial solutions, offered by our specialists and experts at St-Jérôme Chevrolet Buick GMC, and how these financial plans can help you rebuild your credit, complete the online form or contact us today!

Financial institutions may not want to grant longer lease terms for certain older vehicles. More recent vehicles often benefit from conditions that are more competitive. Meanwhile, for many clients at St-Jérôme Chevrolet Buick GMC, an older vehicle is a very interesting option. 

It’s not surprising that vehicles, SUVs, and trucks with more kilometres are more affordable, but it is also true that pre-owned vehicles at St-Jérôme Chevrolet Buick GMC fit higher quality standards and we only keep the best! We are very proud of our vehicles. Every vehicle passes a process of tests and rigorous reconditioning. Thus, you are sure to get your hands on a reliable and impeccable vehicle!

No. It is not obligatory to put a cash-down to finance and purchase a vehicle at St-Jérôme Chevrolet Buick GMC. It is even more true that the majority of our clients don’t use any cash for the new vehicle with us! We have a unique $0 Cash Down for 100% Approval Program that allows us to offer the best solutions and conditions to our clients. Verify your eligibility by completing our online pre-approval form, or by contacting us by phone or text, or in person. 

However, if you can, it is a good idea to pay in cash, as this reduces the total amount that you must finance or borrow. The amount you decide to pay in cash can also ameliorate your chances of approval and offer better financial conditions. Do you have an exchanged vehicle? This can also be beneficial during your new purchase. Want an idea of its value? Complete our online pre-approval form or contact us by telephone, text, or in person. 

Yes! We have special programs for first-time buyers, students, and people with little to no credit history. Even if it is your first vehicle, we can help you at St-Jérôme Chevrolet Buick GMC. You can also choose your new vehicle amongst the biggest inventory in the region with more than 500 vehicles for any need and budget. It is impossible to not find what you are looking for!

Finding the right car can be easy, it's our promise at St-Jérôme Chevrolet Buick GMC. Whether you have good or bad credit, we offer the best financial conditions available on the market and the biggest choice of pre-owned vehicles in the region. It’s not just anywhere you can get access to more than 500 pre-owned vehicles with such high-quality standards. 

We believe that the best person to choose your vehicle is you. Our team of expert consultants is here to help you find the vehicle that best fits your needs and budget. It’s our objective to offer a different purchase experience that is easy and fast. We also offer the possibility of delivering the day-of and a direct process at our dealership (no need to go to the SAQQ)! You would also be doing business with an enterprise that is greatly implicated in the community. Discover more about our promise and our advantages today!

Yes! A majority of auto loans that we offer are "open" leases. Thus, you can pay it entirely before the end of your lease without any penalties.

Absolutely! If your current auto loan passes 18 months or you purchase it after, you can be eligible for a renewal of your loan and a reduction of your current interest rates at St-Jérôme Chevrolet Buick GMC! It’s our goal to obtain the best rates possible and it’s an important element to rebuilding your credit.